Tag: Money
Top 5 reasons to pay your taxes
by Missy on Feb.19, 2010, under Entries
5. It’s not only incredibly selfish, it’s bad karma not to pay taxes
While I feel this is pretty self-explanatory, it’s worth mentioning. Treat others as you wish to be treated. While you may not like your government/country, does that make it right to steal from them?
4. Not paying taxes carries some pretty harsh penalties
Morality aside, do you REALLY want to pay fines, penalties, have a felony conviction on your record, and possibly go to jail over it?
Assuming you are a single person with no dependents and you make 85,000/year you owe about 14,000. Yes, it’s a nice chunk of change…but if you don’t pay that 14,000 do you know what can happen to you? From here:
– Late Filing Penalties
If you owe tax and don’t file on time, according to IRS regulations, penalties are assessed and added to your bill. Penalties are in addition to BOTH the tax due and the interest on the past due tax. The total late–filing penalty is usually 5% of the tax owed for each month, or part of a month, that your return is late up to five months (25%).If your return is over 60 days late, the minimum penalty for late filing is the smaller of $100 or 100 percent of the tax owed.
– Late Payment Penalties
If you file on time but don’t pay all amounts due on time, you’ll generally have to pay a late payment penalty of one–half of one percent (0.5%) of the actual tax owed for each month, or part of a month, that the tax remains unpaid from the due date, until the tax is paid in full. There is no maximum limit to the failure-to-pay penalty.
Interest Charges
The IRS will charge interest on late or unpaid taxes, regardless of cause. The period covered always begins with the due date of the return, and ends with the receipt of payment by the IRS. You may incur interest expenses for late filing, or simply for making a mathematical error on your tax return.
Generally, interest is charged on any unpaid tax from the due date of the return until the date of payment. The interest rate on unpaid Federal tax is determined and posted every three months. It is the federal short–term interest rate plus 3 percent. Interest is compounded daily.
But that’s not all. In addition to this, there are fines and potential jail sentences if you are caught. They will audit you and tear your finances apart until they are satisfied. The penalties are similar in Canada, albeit a little less cutthroat.
3. The IRS is not someone you want in your life
If there is one thing the tragedy of Joseph Stack has proven, it’s that you really don’t want the IRS in your business day after day, year after year. While his case was extreme, it does happen. If you fall victim to a random audit and you haven’t been paying your taxes, for lack of a better term you’re fucked. Revenue Canada is no better. They will hound you until they get what you owe.
2. Not paying taxes is stealing from your local area
This goes double if you live in a country such as Canada, where your taxes actually go to social programs. When you don’t pay your taxes, you are depriving important services (such as fire and police) funding. You are stealing from schools, parks, roads, and in certain cases (i.e. Canada) health care.
1. You use the things taxes pay for every day of your life
The things listed in #2 are things most people use on a regular basis. You count on the police to keep you safe, firefighters to put out your house if it goes up. You drive on roads, you visit parks, you went to school. Why on earth should everyone pay for that except you? You are not above paying for this. This is especially true, once again, in Canada where your healthcare is paid for by taxes. When you do not pay your taxes, the healthcare system suffers.
What makes you feel so entitled that you should get something for nothing when everyone else has to pay?
The Cost
by Missy on Mar.06, 2009, under Entries
I wanted to make a post about the costs of being a companion. At first this was just going to be about the actual, monetary costs but I wanted to go into some of the non-monetary costs as well.
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Sex work and the public opinion
by Missy on Feb.25, 2009, under Entries
I recently was gifted with this book which is supposed to be about the rise and fall of Natalia, an escort that once commanded $2,000 an hour but due to drugs and a shopping addiction she fell from grace.
The book was a huge disappointment and actually really pissed me off. As one of the reviews say, all it did was reinforce the stereotype that sex workers are shopoholic drug addicts. And as we all know, that’s not true. But from what you read in this book it just seems like anyone worth a damn in the industry is living this lifestyle full of careless spending and drug binges. They act like it’s just standard to be a coke addict. Well it’s NOT. Yes, a lot of street workers are addicts…but most streetworkers were addicts who went into working to fund their habit. I’m talking about women who go into sex work voluntarily without an addiction fueling the decision.
Natalia, for example, made well over $10,000 a week. She was a Canadian immigrant to the US. She had no health insurance, no savings, she spent all of the money on clothes and drugs. Literally. And that annoys me, because THESE are the stories you hear about escorts – and strippers as well.
You don’t hear about the ones that fund their masters or even doctorate degrees with the money, or the ones who save wisely and end up with a paid off house and car before age 30. You never hear about the ones that are happy being escorts and do it long term, or the ones who are successful at it. You hear about the ones that have some kind of tragic failure or succumb to addiction or depression. Why? Because if we talked about the people who are HAPPY with sex work, who are in it voluntarily then it would become less taboo. The people against sex work don’t want to hear it. They don’t want to believe, or even face the fact that there are some people who are not mentally ill, who don’t have daddy issues, who aren’t on drugs that actually ENJOY sex work. They especially don’t want to admit that these women could have healthy relationships outside of work, raise normal children. That these women could be their friend or neighbour.
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Random Facts
by Missy on Jan.25, 2009, under Entries
Ten things I like about my job:
10. The ability to work when, how often, and how much I want. With the money I earn, I only *need* 6 hours a month to pay all of my bills, bank a little, and have spending money.
9. The wonderful places I get to see. I get to visit swanky hotels and restaurants. Places I’d never go to on my own. I can relax in luxury AND get paid for it.
8. I get to pamper myself. Bi-weekly manicures and pedicures are a must as is monthly hair colouring/cutting/styling.
7. I own lingerie now. I’ve always loved lingerie, but never saw a reason to own or wear any. Now I get paid to have it.
6. Motivation to be healthy. I used to yoyo up and down in weight from unhealthily underweight to normal weight. Now I stay at a normal weight because looking like a skeleton is not what most guys want. I keep my BMI around 19 now.
5. My job is fun. I don’t mean that the sex is great, because it isn’t always. I enjoy the job itself and have a good time at work even if the fun isn’t always pleasure based.
4. I get to meet interesting people from all walks of life. I get to learn so many things about people, the world, life, you name it.
3. The money. I touched on this before, but the money is great. It allows me to pursue whatever I want as a hobby.
2. I enjoy making other people happy, and in this job I know I do exactly that. I give it my all every single time I go to work because my job is to make sure the client feels special, wanted, valued, and pleased. And that makes me feel amazing.
1. Self confidence. I know that in reality, my job is no more or less empowering than any other but the amount of confidence I gain from it is indescribable. And because of this, I’m a happier person overall.
Five things I hate about my job:
5. I have to commute, as I don’t live in the area that I work. It takes me about an hour to get to my usual service area.
4. I’m not really able to plan ahead as much as I’d like to. For instance, I’ll think I have X, Y, and Z days off and then the day before X I’ll get bookings for all 3 days.
3. Clients who expect a PSE (porn star expirience) when they’ve requested a GFE (girlfirend expirience). They are different price points and you are not getting something for nothing.
2. Clients with WAY over the top egos. This includes:
a. Men who think they need large condoms and clearly do not AND get offended when I use regular sized condoms on them. If you like to believe you need a magnum and don’t, that’s fine. But when you expect me to compromise my safety to inflate your ego…no.
b. Clients who flex during intercourse, come on really? I don’t mind if you think you’re a stud in bed…but FLEXING? No. This is not American Psycho.
c. Men that think they’re going to “loosen me up” and say it repeatedly during the act. Yeah okay buddy.
d. Clients who demand facials during a GFE. That’s a PSE offering only. If that’s not okay with you, feel free to use another escort but getting arrogant with me telling me I’m ‘just a whore’ and should have no personal preferences or limitations because you’re paying me…well, go fuck yourself.
1. Bad hygiene. Showering isn’t hard, especially since we offer you one that is fully stocked with washcloths and soap. It only takes 3 minutes of your hour to clean yourself well enough. Please do it.
And for the love of god, make sure you wash your penis/testicles. I’ve found that cut men are LESS LIKELY to do this and it’s really made me come to internally cringe when I see a client is cut. Cleaner my ass. Wash your dick, cut or not. It’s not hard (no pun intended), rub it around in the shower for fuck sake. I get that (most of) you didn’t choose whether or not you’re cut but no matter WHAT skin you do (or don’t) have you DO choose whether or not you’re a stank ass.
Five random facts about me:
5. I am very outspoken. I try to be more passive and keep it to myself in my job since it earns more tips but I have very strong opinions.
4. I am an artist. I may not feel I am a very good artist, but I am one. And I make money at it.
3. I love to cook. I don’t love to eat, but I love to cook. I think it falls in line with the whole art thing. I just love to create.
2. I only wear makeup for work. I don’t like it off the clock.
1. I don’t have the ‘perfect body’. I have a scar from my surgery and a few remnant stretch marks. I make the same rate as girls that model professionally. How and why? Confidence and skill. It’s all you need. Don’t let physical flaws hold you back. This job is at least 75% attitude and confidence.